I admit that one should never ...

I admit that one should never underestimate the capacity of banks to destroy enormous amounts of accumulated capital and reduce, temporarily, the supply. After all, capital is the accumulated savings of mankind. And banks are great masters in destroying enormous amounts of capital with great regularity.
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 Arie de Geus

Quotes from the same author

A company's success no longer depends primarily on its ability to raise investment capital. Success depends on the ability of its people to learn together and produce new ideas.
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 Arie de Geus
The ability to learn faster than competitors may be the only sustainable competitive advantage.
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 Arie de Geus