Faith and repentance are the ...

Faith and repentance are the same; they are not two separate decisions. One cannot trust Christ as Savior without repenting or changing his mind. The very fact that he trusts Christ for salvation shows that he has changed his mind regarding sin, salvation, and God.
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 Curtis Hutson

Quotes from the same author

When the believer is faced with a decision regarding a questionable matter, he should never proceed unless he has complete peace about it. If there is nothing wrong with it, then God is able to give complete peace.
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 Curtis Hutson
If turning from your sins means to stop sinning, then people can only be saved if they stop sinning. And it is unlikely that anyone has ever been saved, since we don't know anyone who has ever stopped sinning.
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 Curtis Hutson